PRIVACY POLICY

Companies are required by law to inform their clients of their policies regarding the privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law. United States Federal law allows the client the right to limit some but not all sharing of their personal information. It also requires us to tell our clients how we collect, share, and protect their personal information.

TYPES OF NONPUBLIC PERSONAL INFORMATION (NPI)
WE COLLECT

We collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include, but is not limited to, your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our client, we may continue to share your information only as described in this notice.

 

PARTIES TO WHOM WE DISCLOSE INFORMATION

We may need to share personal information to run our everyday business. In the section below, we list the reasons that we may share your personal information:

  • For everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus;
  • For our marketing – to offer our products and services to you;
  • For joint marketing with other financial companies;
  • For our affiliates’ everyday business purposes – information about your transactions and experiences and information about your creditworthiness; or
  • For non-affiliates to market to you.
  • We use DreamHost for our web hosting. Their privacy policy can be found online at: https://www.dreamhost.com/legal/privacy-policy/
  • We use products and services by Microsoft. Their privacy policy can be found online at: https://www.microsoft.com/en-us/privacy/privacystatement

If you are a new client we may begin sharing your information on the day you sign our agreement. When you are no longer our client, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

 

PROTECTING CONFIDENTIALITY OF CURRENT AND FORMER CLIENT’S INFORMATION

To protect your personal information from unauthorized access and use, we use security measures that comply with US federal law, including computer safeguards and secured files and building.

 

US FEDERAL LAW GIVES YOU THE RIGHT TO SHARING – OPTING OUT

US Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for affiliates’ everyday business purposes – information about your creditworthiness; or sharing with affiliates or non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us immediately if you choose to opt-out of these types of sharing.

 

DEFINITIONS:

Affiliates – companies related by common ownership or control. They can be financial and non-financial companies; Non-affiliates – companies not related by common ownership or control. They can be financial and non-financial companies; Joint marketing – a formal agreement between non-affiliated financial companies that together market financial products or services to you.

Please contact us if you have any questions. Your privacy, our professional ethics, and the ability to provide you with quality services are very important to us.